Picture it: it’s August, sneaking up to triple digits, and your air conditioner stops. It just dies. Quits working. No more AC system, no more cool air to help you stay comfortable. No more anything.
So you call an HVAC company to come check everything and they validate what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of air conditioner(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the season soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the typical consumer in the United States has less than $5,000 they can get ahold of, it makes complete sense. So when life happens and things fail, and unexpected expenses such as an HVAC system repair or replacement is needed, it is crucial that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have multiple financing options for homeowners looking to replace their heaters or air conditioners. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also investing in an efficient system that will help reduce energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you decide which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to work with you!