Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Picture it: it’s June, sneaking up to triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more air conditioning, no more cool air to help you stay comfortable. It’s gone.

So you call an HVAC company to come check everything and they validate what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of system(s) you want, the style of home(s) you have, and the type of energy source you’d like.

It’s time to make a decision. Spend the season soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell an organ) to cover the cost of a new system?

Or option three? Financing.

The number of people who are planning on financing their latest home improvement project is at 70%. When you understand that the typical consumer in the United States has less than $5,000 they can get their hands on, it makes total sense. So when life happens and things fail, and unexpected expenses such as an air conditioner repair or replacement is required, it is crucial that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have multiple financing options for consumers looking to replace their heaters or air conditioners. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.

Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also investing in an efficient system that will help reduce energy bills while supplying home comfort.

The financing programs at Service Experts Heating & Air Conditioning are as follows:

  • Low monthly payments
  • No down payment
  • No annual fees
  • No prepayment penalties
  • Competitive interest rates

With so many options, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you decide which HVAC system is right for your home AND which financing option works best for your life. We can’t wait to work with you!

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